This article adheres to strict editorial standards. Some or all links may be monetized. Mark from North Carolina is 65, but he’s not retiring any time soon because he’s made “absolutely horrible ...

Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement ...

HSA withdrawals are tax-free as long as the money is used for qualifying healthcare expenses. Municipal bond interest is ...

A 401 (k) is a great option because it largely operates behind the scenes and allows people to save and invest for retirement ...

Planning for an early retirement requires wrestling with complex variables, including healthcare costs, portfolio returns and withdrawal rates. As a 48-year-old divorcee with a $550,000 IRA and ...

Social Security won’t be enough for many to get through retirement — yet many Americans are relying heavily (or solely) on it ...

Let’s say you’re 55, debt-free, and sitting on $500,000 in a 401 (k). You own your home outright, which is valued around $400 ...

Dear Liz: When I retired, I had a small 401 (k) with about $12,000 in it. Instead of rolling that money into an IRA, I took a distribution and paid taxes on it. I had no immediate need for the ...

Keep in mind that if you earned more than $150,000 in 2025, your only option for making a 401 (k) catch-up contribution in ...

Discover how 401(k) balances in your 40s and 50s stack up and learn smart strategies to grow savings, such as catch-up ...

Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an ...

A well-planned retirement portfolio should ideally be built around several different income buckets. When combined, those sources aim to produce a sustainable withdrawal rate that supports ongoing ...