Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement ...

HSA withdrawals are tax-free as long as the money is used for qualifying healthcare expenses. Municipal bond interest is ...

Social Security won’t be enough for many to get through retirement — yet many Americans are relying heavily (or solely) on it ...

Let’s say you’re 55, debt-free, and sitting on $500,000 in a 401 (k). You own your home outright, which is valued around $400 ...

Keep in mind that if you earned more than $150,000 in 2025, your only option for making a 401 (k) catch-up contribution in ...

Here's how to decide what to do with your 401(k) after leaving your job, including leaving it where it is, rolling it into an ...

Usually, taking an early withdrawal from your 401 (k) or IRA means paying an extra 10% penalty on top of income taxes. There ...

A well-planned retirement portfolio should ideally be built around several different income buckets. When combined, those sources aim to produce a sustainable withdrawal rate that supports ongoing ...

Even well-prepared retirees face hidden risks—such as market downturns, supporting adult children, and skipping estate planning—that can threaten retirement security.

Retirees are about to see one of the most significant federal tax changes in years: a new extra deduction that can cut ...

Paired with high-deductible healthcare plans, health savings accounts help ease healthcare costs. HSAs are a triple ...

Middle-class retirees can save thousands with these seven critical tax deductions for 2026, including the new senior ...