Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

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Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

For years, rival executives have been fighting behind the scenes over who controls the most important number in every American’s financial life: their credit score. Now, a $10 fee has tipped the sides ...

Gen Z has experienced the largest credit score decline of any age group, according to a FICO report. The resumption of student loan payments, high inflation and a tough job market are key factors ...

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With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

When it comes to credit scores, having student loans can be a blessing or a curse, depending on how borrowers manage the debt. If you graduated from college with minimal or no student loans, count ...

Fair Isaac Corp. will now sell credit scores directly to mortgage resellers, a move that sent shares of third-party credit bureaus plunging. Through a new program, mortgage resellers will be able to ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...