Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

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Mia Davis is the full-time Associate Special Projects Editor for Investopedia with over five years of editing experience. She specializes in economics, and her expertise includes personal finance and ...