Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement ...

Believe it or not, the IRS can penalize you if you don't use your money. Yes, you read that right, the U.S. government ...

One way to mitigate this issue is to keep some portion of your portfolio in cash or short-term bonds to meet short-term needs. You can rely on this cash buffer when the market is down, your ...

When it comes to spending in retirement, financial advisers and investment experts have long clung to the golden 4% rule as ...

In 2022, the last year for which there’s data available, the average retirement savings balance for 65- to 74-year-olds was ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

Planning a comfortable retirement typically means having more control over your finances. You need to take a look at your investments, savings and cash on hand, but you should consider your living ...

How does it work? The 4% rule is a popular retirement withdrawal strategy that involves withdrawing 4% of your total retirement savings during your first year of retirement. In subsequent years, you ...

Some people will spend decades saving and investing for retirement, only to discover that they missed a step along the way. That commonly "missed" step? Devising their plan for decumulation − in other ...