Investment researchers have been playing around with the 4% rule, looking for ways that retirees can safely spend more on ...

Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement ...

One way to mitigate this issue is to keep some portion of your portfolio in cash or short-term bonds to meet short-term needs. You can rely on this cash buffer when the market is down, your ...

Key Points A Reddit user is wondering if a $2.5 million nest egg can produce $100K in income. He’s concerned about taxes but ...

When it comes to spending in retirement, financial advisers and investment experts have long clung to the golden 4% rule as ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

Planning a comfortable retirement typically means having more control over your finances. You need to take a look at your investments, savings and cash on hand, but you should consider your living ...

In 2022, the last year for which there’s data available, the average retirement savings balance for 65- to 74-year-olds was ...

The financial advisor studied a system to determine a withdrawal percentage that would ensure no one would run out of money.

How does it work? The 4% rule is a popular retirement withdrawal strategy that involves withdrawing 4% of your total retirement savings during your first year of retirement. In subsequent years, you ...