Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. If you need fast access to a new credit card to finance an emergency expense or other large purchase, you ...

Personal loans can be used for home repairs, medical bills and other unexpected expenses. But it can take up to a week for the money to appear in your account, especially if you're a new customer.

Often, you have to wait for a card to arrive by mail before you can use your account. But in these cases, you can start immediately.