Jason Fernando is a professional investor and writer who enjoys tackling and communicating complex business and financial problems. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Lifecycle funds adjust risk by shifting from stocks to bonds as retirement nears. Most funds offer a clear prospectus detailing asset allocation changes over time. High fees and a fixed path are ...

The carbon cycle is the biogeochemical cycle focused on carbon and how it is sequestered in and moves between different reservoirs in the Earth system. Vegetation in arid regions benefits from higher ...