If your child qualifies for the financial gift from Uncle Sam, you should at a bare minimum open an account to take advantage of it. Beyond that, you should take care of your own retirement planning ...

Alicia Denby does not work for, consult, own shares in or receive funding from any company or organization that would benefit from this article, and has disclosed no relevant affiliations beyond their ...

Forbes contributors publish independent expert analyses and insights. Zak Doffman writes about security, surveillance and privacy. VPN warnings are here to stay — bans come next. Updated Nov. 30 with ...