This is the EASIEST step-by-step walkthrough of how to create a budget on Excel for beginners in 2020! Click "Show More" to ...

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David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of financial accounting, corporate and individual tax planning and preparation, and investing and retirement planning.

A version of this story appears in the September 2020 issue of National Geographic magazine. Philadelphia detected its first case of a deadly, fast-spreading strain of influenza on September 17, 1918.

Learn to calculate production costs in Excel using templates and formulas. Streamline expenses and improve financial management with our comprehensive guide.