Mutual funds pool money from many investors to invest in diverse assets. Understand fund types: Active managers select investments; passive funds track indexes. Consider fund costs: Actively managed ...

Investing early with even small amounts builds wealth over time. Diversifying investments mitigates risks and stabilizes returns. Long-term, passive investing often yields predictable, moderate gains.

Pete Rathburn is a copy editor and fact-checker with expertise in economics and personal finance and over twenty years of experience in the classroom. d3sign / Getty Images A blockchain is a secured ...