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I used to be very lazy with my finances. Before I joined MoneySmart, I had no investments, no real savings strategy, and only ...

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A practical guide to Excel sheet formulas, covering essential functions for faster calculations, cleaner data, and smoother workflow in everyday tasks.

It's marginally more efficient: While the difference is negligible, the double-unary operator can be more efficient in extremely large workbooks. When you use *1 or +0, Excel must process this as a ...