To maintain a healthy credit score, it's important to keep your credit utilization rate (CUR) low. The general rule of thumb has been that you don't want your CUR to exceed 30%, but increasingly ...

Discover how collateral value affects lending, explore key methods to estimate it, and understand its role in determining loan-to-value (LTV) ratios.

With a long track record of helping bring clarity to the investing world, our rating systems cut through complexity to help investors and financial professionals make well-informed decisions.

If you're looking for a simple way to improve your credit score, paying your credit card bills on time can help get you there. Your payment history counts as 35% of your FICO score calculation, making ...