No callers are identified. No conversations are recorded. No phone records are kept. Now speak clearly and when you are finished say: 'Go ahead'.

It's Christmas Eve and we are going to go celebrate being young and being alive.

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Doug Wintemute is a staff writer for Forbes Advisor. After completing his master’s in English at York University, he began his writing career in the higher education space. Over the past decade, Doug ...

Personal loans can cover renovations, weddings, surprise medical bills and more. If you can complete the process online, they're very convenient. CNBC Select evaluated dozens of lenders and picked the ...

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Instead of installing a big, expensive photo editing application to spruce up your pics, use one of the best web-based photo editors we've tested. Bonus: Many of them are free. I've been testing PC ...