Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

U.S. homeowners held a record $11 trillion in tappable home equity in the first quarter of 2026, according to data from mortgage data company Intercontinental Exchange (ICE). That's the amount they ...