Discover the most competitive auto loan rates available in 2025.

Average car loan interest rates for excellent credit start at 4.88% for new cars and 7.43% for used cars, based on factors ...

Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

Navigate the car loan refinancing process in 2025 to potentially lower your interest rate and monthly payments Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior ...

Discover how credit union auto loans offer lower rates compared to banks or dealerships, and explore both the benefits and ...

Discover when and how to refinance a car loan after 60 to 90 days, the factors to weigh, and how waiting can benefit your financial goals.

New data from the Federal Reserve Bank of New York found that auto loan approval rates are dropping for U.S. buyers. Of those who applied for auto loans in October 2025, 15.2% — or more than 1 in 10 — ...

That does not mean the vehicles are submerged. In a sense, the drivers are. More than one in four trade-ins had negative equity in the third quarter of 2025, Edmunds reports. In auto industry parlance ...