If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

When the Trump administration floated the idea of a 50-year mortgage, credit solutions expert Micah Smith didn’t mince words. "I was mortified," she told Fox News Digital. On paper, stretching a home ...

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

The Chattanooga Chapter of the National Action Network is sponsoring a wealth building credit summit on Sunday, Aug. 31, from 2-3 p.m. at Olivet Baptist Church at 740 E. MLK. The keynote speaker is ...

Consistency matters more than almost anything else. Late or missed payments quickly lower scores and stay on your record for years. Standard Bank advises setting up automatic debit orders and paying ...