When you buy a term insurance plan, you expect one simple thing: you want your family to stay safe even if you are not around. But when you look at the ...

The 2023 Survivor Benefit Plan open season is upon us. It has made me think a lot about this important program that allows retirees to protect up to 55% of their retirement income for their loved ones ...

We work hard to support our families, manage expenses, and plan for the future. But it is also important to think about how ...

As we age, the prospect of needing long-term care becomes an increasingly important consideration. But this type of care comes at a significant cost — and depending on your needs, could come with a ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

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