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Current mortgage rates for Jan. 2026

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 · 2d
Here Are Today’s Mortgage Refinance Rates: January 16, 2026 – Rates Decrease
The rate on a 30-year fixed refinance dropped to 6.14% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.23%. On a 20-year mortgage refinance, the average rate is 6.

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 · 2d · on MSN
What are today's mortgage interest rates: January 16, 2026?
 · 3d
Rates have dropped to the lowest point in years — here are the best lenders for refinancing your mortgage
4don MSN

Mortgage refinance demand surges 40% higher after Trump post briefly tanks interest rates

Mortgage rates dropped markedly at the end of last week, causing a huge jump in demand to refinance and a smaller surge in ...
National Mortgage Professional
4d

Rate Drop Triggers Refi Surge

Mortgage application activity rebounded sharply last week as falling interest rates reignited refinance demand and kept ...
9d

Mortgage rates are projected to drop, but not enough to justify refinancing. How homeowners can tap into their equity for more cash without a new deal

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, ...
ConsumerAffairs
3d

How Do Interest Only Mortgages Work?

In the interest-only phase, you make smaller payments, usually for a period of three to 10 years, that include only interest.

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