Learn how prior acts coverage protects against claims on past events under liability insurance. Discover retroactive dates and coverage differences.

If you have a business that frequently deals with the public, such as a hairdresser, shop owner or tradesperson, public liability insurance is well worth considering. Public liability insurance offers ...

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

Discover how buffer layers fill the gap between primary limits and excess insurance, providing essential coverage for large and complex risks.

Liability car insurance pays for damages and injuries to other motorists if you're held responsible for a collision. It's required in nearly every state, but the amount of liability coverage you need ...