Only permanent life insurance policies, such as whole and universal life, offer loan options — term policies do not. Life insurance loans allow policyholders to access cash value without surrendering ...

The good news is that some states will still pay off student loans if you decide to move there. However, most states and the ...

Borrowing is only available on permanent life insurance policies, such as whole or universal life, not on term policies. Borrowing from your life insurance policy requires no credit checks or ...

Taking out a loan on your life insurance policy can give you a quick infusion of cash, but only if you have the right kind of policy. And even if you can borrow from your policy, that doesn't mean you ...

<div class="Section1"><br /> <br /> There is an exception to the general rule of nondeductibility of policy loan interest expense that is allocable to unborrowed ...

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Personal loans have emerged as a ...

President Donald Trump’s sweeping domestic policy bill, which goes to the Senate now after passing the House, proposes a major overhaul of student loan programs and repayment plans in order to fund ...

Get more smart money moves — straight to your inboxBecome a NerdWallet member, and we’ll send you tailored articles we think you’ll love. Best Egg is an online lender that offers unsecured and secured ...

Consumer debt continues to rise in 2025, providing no relief for cash-strapped Americans. Total nonhousing household debt exceeded $3.75 trillion in the second quarter of 2025, according to recent ...

In the current economic climate, borrowing money has been a challenge due to dropping but still high interest rates, which are affecting everything from mortgages to consumer goods purchases. While ...