Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

You don’t start with a credit score at all. That’s right — if you’ve never had a credit account reported to the major credit bureaus, you don’t have a score yet. Credit scores aren’t automatic, ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...