When you begin to explore your long term care insurance cost, it’s easy to get overwhelmed by numbers, fine print and “what-ifs”. Yet this cost is critically important: after all, most of us will need ...

What constitutes formal paid long-term care? LTC encompasses a range of services and supports to help older individuals meet their personal care needs. Individuals may receive LTC at home, in a ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

Planning for retirement isn't just about how much you've saved. It's also about how you'll handle the expenses you can't fully predict. And, one of the biggest unknowns for older Americans today is ...

Planning for long-term care is a smart way to prepare for the realities of aging. As Americans live longer, more of us will eventually need support later in life — whether through in-home care, ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Forbes contributors publish independent expert analyses and insights. I cover tax, budget and retirement policy from Washington Three things are true about long-term care, though many Americans don’t ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...