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How a Certificate of Deposit (CD) Account Might Work
A Certificate of Deposit (CD) is a type of time deposit offered by banks and credit unions. This type of financial product is a safe, low-risk investment that allows you to deposit a fixed sum of ...
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Best banks for CD rates for January 2026
Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up ...
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