Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for 2025-2026 range from 6.39% to 8.94%. Consider maxing out federal ...

Explore the limitations of Federal Direct Loans, including fewer subsidized options for grads, bankruptcy challenges, and ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate student loans ...

Graduate students may apply for Federal Direct Loans and Federal Direct PLUS Loans. Additional information about each type of loan can be found at studentaid.gov. Federal Direct Loan Direct Loans are ...

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