For most people, having health insurance is a no-brainer. Even if you’re pretty healthy, you want that reassurance that if something serious happens, your insurance will pay for most of the outrageous ...

Many Humana plans don't make you wait before coverage kicks in, which means you can get coverage immediately. Many plans require that you wait for six months to a year before your plan will pay for ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...