You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Getting calls from debt collectors can be unsettling, but if you encounter these red flags, chances are you're dealing with a ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Every year, the Consumer Financial Protection Bureau (CFPB) issues a report on aggressive and illegal debt collection practices, and each year it details the shady and outright deceptive tactics debt ...

(WSPA) – Personal debt in the US has reached an all-time high of nearly 18 trillion dollars. For credit card debt alone, delinquency rates are at a 14-year high. If you’re struggling, it’s crucial to ...

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(WJAR) — It's bad enough having a debt collector come after you when you owe money. It's even worse when you don't owe them a dime! “What these phantom debt collectors do is they will try and collect ...

Americans are carrying more than $1.23 trillion in collective credit card debt as of late 2025, at a time when average credit card APRs also hover above 20%. And, as the interest charges are tacked on ...

If you’re behind on debt payments, your lender might send you to collections. And while the harassing phone calls and persistent tactics of some debt collectors can drive you mad — there are many ...

It can be frustrating and scary to fall behind in payments on credit cards or other accounts. When the calls from collection agencies start, it adds a new level of stress. Don't panic. Instead, ...

The law offers important protections for people dealing with debt collectors. Debt collectors can't harass or call you at all hours of the day. Mistakes get made -- be sure to ask in writing for ...