Current mortgage refinance rates: December 26, 2025 – rates remain unchanged

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.37%. For 20-year mortgage refinances, the average rate is 6.04%. Related: Compare Current Refinance Rates 30-Year ...
NBC New York

Mortgage rates have fallen to the lowest in a year. Should you refinance?

A window has just opened for recent homebuyers. Mortgage rates have fallen to the lowest level in a year, below 6.2%, and could drift even lower if the Federal Reserve continues to trim its ...
Rolling Out

Mortgage rates today show mixed changes across loan terms

Mortgage rates today experienced mixed movement, with the most popular 30-year fixed-rate mortgage showing improvement while shorter-term loans saw modest increases. Current market conditions ...
KSTP-TV

Homeowners looking to refinance as mortgage rates hit lowest point in a month

More homeowners are jumping to refinance with mortgage rates hitting their lowest point in a month. Demand is up 81% from last year, according to the Mortgage Bankers Association’s seasonally ...
U.S. News & World Report

As Mortgage Rates Rise, Buyers Are Still Locking Sub-6% Rates

Mortgage rates rose across all loan types during the first week in November. Purchase loans and refinance loans, adjustable-rate and fixed-rate mortgages, and government-backed and ...

Current home equity loan rates

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...