The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Your credit score is a key that unlocks most of the major financial products anyone will ever need: credit cards, car loans, ...

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Also keep in mind that there are many different credit scoring formulas in use today, so you don’t have just one credit score: you have dozens. FICO and VantageScore are the two main providers, but ...

Struggling with subprime credit? You're not alone. Learn five ways that you can quickly raise your credit score and improve ...

Simple New Year resolutions can help borrowers improve their credit score through timely repayments, smart credit utilisation ...

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...

The firm operates in full compliance with Texas Finance Code § 393.002, as well as federal laws including the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA), ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Exactly 30 years ago, Fannie Mae and Freddie Mac adopted credit reports and their scores from FICO as a basis for mortgage credit decisions (approval or denial) and risk-based loan pricing. That FICO ...

Before applying for a car loan, it’s wise to check your credit score. That will give you a pretty good indication of where you stand in the eyes of potential lenders. Many people assume that few car ...

A new report found that having a low credit score can double the amount a person pays for homeowners insurance, and the figure is higher for those in Illinois. The Consumer Federation of America and ...