Learn how the Credit Repair Organizations Act (CROA) protects consumers by regulating credit repair companies and ensuring transparent service advertising.

The firm operates in full compliance with Texas Finance Code § 393.002, as well as federal laws including the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA), ...

If you’re one of the credit bureaus, or the people who sell their reports, you’ll swear that it’s a complete sham. If you’re a lender, you either love it or hate it, depending on your past experiences ...

The Credit People helps you raise your credit score and improve your reports through credit repair services. Its online portal and interactive website provide free and continual access to your reports ...

In the recent American Banker article, "Surge in credit report lawsuits has banks, credit agencies scrambling," several industry representatives claim that the spike in complaints and lawsuits against ...

The definition of bad credit can vary from one lender to another. Each lender or credit card issuer sets its own guidelines that determine what credit scores are high enough to qualify for financing ...