Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

SoFi® offers a solid interest rate in addition to cash-back opportunities and a bonus. Monthly fee: None. Special features: A 0.50% APY on all balances and an opportunity to earn a bonus between $50 ...

Keeping too much cash in your checking account could be costing you in the long run. Here are five better places to keep your ...

LendingClub has launched a new checking account that rewards customers in multiple ways and could mean greater savings for many of its members. LevelUp Checking is available to those who have another ...

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

The average rate on an interest-earning checking account is an abysmal 0.07% . “Accounts offering interest are a way for the bank to bring in more deposits or appeal to customers with larger balances, ...

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.